{"id":1691,"date":"2013-03-08T19:39:41","date_gmt":"2013-03-09T03:39:41","guid":{"rendered":"https:\/\/lindaqin.com\/2013%e4%b8%89%e6%9c%88%e4%bb%bd%e5%b8%82%e5%9c%ba%e6%8a%a5%e5%91%8a\/"},"modified":"2018-02-04T15:11:46","modified_gmt":"2018-02-04T23:11:46","slug":"2013-march-real-estate-report","status":"publish","type":"post","link":"https:\/\/lindaqin.com\/zh-hans\/blog-cn\/2013-march-real-estate-report\/","title":{"rendered":"2013\u4e09\u6708\u4efd\u5e02\u573a\u62a5\u544a"},"content":{"rendered":"<p>\u5404\u5927\u94f6\u884c\u4ee5\u8d85\u4f4e\u5229\u7387\u653b\u5360\u5e02\u573a\u7248\u56fe\u7684\u6545\u4e8b\u65e9\u5df2\u4e0d\u662f\u65b0\u95fb\u3002\u6211\u4eec\u5728\u53bb\u5e74\u6b64\u65f6\u5c31\u66fe\u7ecf\u7279\u522b\u9488\u5bf9\u59cb\u4f5c\u4fd1\u8005\u6ee1\u5730\u53ef\u94f6\u884c\u4e94\u5e74\u56fa\u5b9a\u5229\u73872.99%\u623f\u5c4b\u8d37\u6b3e\u8ba1\u5212\u6240\u9020\u6210\u7684\u5f71\u54cd\u505a\u4e86\u5206\u6790\u3002\u5f53\u65f6\u5176\u4ed6\u63d0\u4f9b\u8d37\u6b3e\u7684\u94f6\u884c\u6216\u8d37\u6b3e\u516c\u53f8\u4e5f\u90fd\u8ddf\u8fdb\uff0c\u4e0d\u540c\u7684\u662f\u4e00\u822c\u90fd\u628a\u4e94\u5e74\u7f29\u4e3a\u56db\u5e74\u3002\u8fd9\u573a\u6218\u4e8b\u5ef6\u7eed\u5230\u4e00\u4e2a\u6708\u540eRBC \u7687\u5bb6\u94f6\u884c\u628a\u5229\u7387\u63d0\u9ad850\u70b9\u52303.49% \u800c\u7ec8\u544a\u843d\u5e55\u3002\u5176\u4ed6\u63d0\u4f9b\u8d37\u6b3e\u8005\uff0c\u4e3a\u4e86\u4e89\u53d6\u66f4\u9ad8\u5229\u6da6\uff0c\u4e5f\u90fd\u5411RBC \u7687\u5bb6\u94f6\u884c\u770b\u9f50\u4e86\u3002<\/p>\n<p>\u4e00\u5e74\u540e\u7684\u4eca\u5929\uff0c\u4e3a\u4e86\u8fce\u63a5\u65b0\u4e00\u5b63\u7684\u623f\u5730\u4ea7\u5e02\u573a\uff0c\u6ee1\u5730\u53ef\u94f6\u884c\u518d\u5ea6\u63a8\u51fa\u4e94\u5e74\u56fa\u5b9a\u5229\u73872.99%\u7684\u4f18\u60e0\u8d37\u6b3e\u51c6\u5907\u518d\u9886\u98ce\u9a9a\u3002\u6b8a\u4e0d\u77e5\uff0c\u5176\u4ed6\u94f6\u884c\u8fd9\u6b21\u5374\u6765\u4e2a\u8fce\u5934\u75db\u51fb\uff0c\u63a8\u51fa\u4e94\u5e742.89%\u7684\u8d85\u8fa3\u5bf9\u7b56\u3002\u8fd9\u4e00\u6765\uff0c\u4e0d\u4f46BMO\u610f\u6599\u4e0d\u5230\uff0c\u5c31\u8fde\u8054\u90a6\u8d22\u653f\u90e8\u957f\u4e5f\u50bb\u77aa\u773c\u4e86\u3002<br \/>\n( http:\/\/www.theglobeandmail.com\/report-on-business\/economy\/housing\/flaherty-warns-banks-over-igniting-mortgage-war-as-bmo-cuts-rates\/article9251525\/ ).<\/p>\n<p>\u9762\u5bf9\u8fd9\u6837\u7684\u8d37\u6b3e\u5229\u7387\uff0c\u662f\u91c7\u56fa\u5b9a\u5229\u7387\u597d?\u8fd8\u662f\u6d6e\u52a8\u5229\u7387\u597d? \u6d88\u8d39\u8005\u8be5\u5982\u4f55\u5206\u6790\uff0c\u5982\u4f55\u51b3\u5b9a\u5462?<\/p>\n<p>1975\u5e74\u4ee5\u6765\uff0c\u767e\u5206\u4e4b\u516b\u5341\u4e8c\u7684\u65f6\u5019\uff0c\u91c7\u6d6e\u52a8\u5229\u7387\u5bf9\u8d22\u52a1\u5b89\u6392\u662f\u6bd4\u8f83\u6709\u5229\u7684\u3002\u4e0d\u8fc7\u9762\u5bf9\u73b0\u5728\u8fd9\u6837\u53f2\u65e0\u524d\u4f8b\u7684\u4f4e\u5229\u7387\uff0c\u4e5f\u8bb8\u6211\u4eec\u8fd8\u771f\u7684\u662f\u8d70\u5728\u90a3\u53e6\u5916\u7684\u767e\u5206\u4e4b\u5341\u516b\u7684\u65f6\u6bb5\u91cc\u4e86\u3002\u8981\u77e5\u9053\uff0c\u548c1950\u5e74\u4ee3\u4ee5\u6765\u5e73\u57476%\u4ee5\u4e0a\u7684\u623f\u8d37\u5229\u7387\u6bd4\u8f83\uff0c\u76ee\u524d\u7684\u5229\u7387\u662f\u771f\u7684\u8d85\u4f4e\u7684\u3002<\/p>\n<p>\u9762\u5bf9\u56fa\u5b9a\u5229\u7387\u6216\u6d6e\u52a8\u5229\u7387\u7684\u9009\u62e9\uff0c\u6211\u4eec\u5efa\u8bae\u60a8\u53ef\u4ee5\u4ece\u4ee5\u4e0b\u7684\u89c2\u70b9\u6765\u63a2\u8ba8\uff1a<\/p>\n<p>\u5982\u679c\u662f\u5904\u4e8e\u4ee5\u4e0b\u7684\u72b6\u51b5\uff0c\u4f60\u53ef\u4ee5\u9009\u62e9\u6d6e\u52a8\u5229\u7387\uff1a<\/p>\n<p>\u60a8\u76f8\u4fe1\u5728\u60a8\u7684\u8d37\u6b3e\u671f\u9650\u5185\uff0c\u5229\u7387\u4f1a\u7ef4\u6301\u73b0\u72b6\u751a\u81f3\u8fd8\u4f1a\u518d\u964d\u4f4e<br \/>\n\u60a8\u4f30\u8ba1\u4f1a\u5728\u8d37\u6b3e\u671f\u9650\u5185\u51fa\u552e\u623f\u5b50\u800c\u5e0c\u671b\u907f\u514d\u9ad8\u989d\u7684\u9884\u7ed3\u7f5a\u6b3e (prepayment penalties)<br \/>\n\u60a8\u8d22\u52a1\u4e0a\u8db3\u53ef\u627f\u62c5\u4e0a\u5347\u540e\u7684\u5229\u7387\uff0c\u4e0d\u4f1a\u9020\u6210\u538b\u529b<br \/>\n\u76f8\u5bf9\u5730\uff0c\u5982\u679c\u60a8\u662f\u5904\u4e8e\u4ee5\u4e0b\u7684\u72b6\u51b5\uff0c\u90a3\u56fa\u5b9a\u5229\u7387\u5c31\u5e94\u8be5\u662f\u60a8\u7684\u9009\u62e9\uff1a<\/p>\n<p>\u4f60\u76f8\u4fe1\u5229\u7387\u4f1a\u5347\u9ad8\uff0c\u800c\u4e14\u4f1a\u8d85\u8fc7\u73b0\u6709\u56fa\u5b9a\u5229\u7387\u4e0e\u6d6e\u52a8\u5229\u7387\u4e4b\u95f4\u7684\u5dee\u989d<br \/>\n\u60a8\u6ca1\u6709\u5728\u8d37\u6b3e\u671f\u9650\u5185\u51fa\u552e\u623f\u5b50\u7684\u6253\u7b97<br \/>\n\u4f60\u5e0c\u671b\u4e00\u52b3\u6c38\u9038\uff0c\u786e\u4fdd\u9884\u7b97\u652f\u4ed8\u623f\u8d37\u7684\u6b3e\u989d\u56fa\u5b9a\u4e0d\u53d8\u3002<br \/>\n\u53e6\u5916\u8fd8\u6709\u503c\u5f97\u60a8\u5217\u5165\u8003\u8651\u7684\u4e00\u9879\u56e0\u7d20\uff0c\u90a3\u5c31\u662f\u4e00\u4e9b\u94f6\u884c\u6216\u8d37\u6b3e\u516c\u53f8\u4f1a\u540c\u610f\u60a8\u4ee5\u6d6e\u52a8\u5229\u7387\u7b7e\u4e0b\u8d37\u6b3e\u534f\u8bae\uff0c\u4e00\u65e6\u5229\u7387\u4e0a\u5347\uff0c\u4f60\u6709\u6743\u53ef\u4ee5\u8f6c\u79fb\u6216\u201c\u9501\u5b9a\u201d\u6210\u56fa\u5b9a\u5229\u7387\u3002<\/p>\n<p>\u4e0d\u8fc7\uff0c\u6bcf\u4e2a\u4eba\u7684\u72b6\u51b5\u90fd\u6709\u4ed6\u72ec\u7279\u8be5\u8003\u8651\u4e4b\u5904\uff0c\u6211\u4eec\u8fd8\u662f\u4f1a\u5efa\u8bae\u60a8\u627e\u4e13\u4e1a\u7684\u6309\u63ed\u5e08\u6216\u623f\u8d37\u4e2d\u4ecb\u4e3a\u60a8\u627e\u51fa\u6700\u9002\u5408\u7684\u9009\u62e9\u3002\u5982\u679c\u60a8\u8fd8\u4e0d\u786e\u5b9a\uff0c\u6211\u4eec\u975e\u5e38\u4e50\u610f\u4e3a\u60a8\u4ecb\u7ecd\u9002\u5f53\u7684\u4eba\u9009\uff0c\u4f9b\u60a8\u53c2\u8003\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-166\" alt=\"graphic_Mar13\" src=\"\/file\/sites\/11\/2013\/03\/graphic_Mar13.jpg\" width=\"593\" height=\"377\" srcset=\"https:\/\/lindaqin.com\/wp-content\/uploads\/sites\/11\/2013\/03\/graphic_Mar13.jpg 593w, https:\/\/lindaqin.com\/wp-content\/uploads\/sites\/11\/2013\/03\/graphic_Mar13-300x190.jpg 300w\" sizes=\"auto, (max-width: 593px) 100vw, 593px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5404\u5927\u94f6\u884c\u4ee5\u8d85\u4f4e\u5229\u7387\u653b\u5360\u5e02\u573a\u7248\u56fe\u7684\u6545\u4e8b\u65e9\u5df2\u4e0d\u662f\u65b0\u95fb\u3002\u6211\u4eec\u5728\u53bb\u5e74\u6b64\u65f6\u5c31\u66fe\u7ecf\u7279\u522b\u9488\u5bf9\u59cb\u4f5c\u4fd1\u8005\u6ee1\u5730\u53ef\u94f6\u884c\u4e94\u5e74\u56fa\u5b9a\u5229\u73872.99%\u623f\u5c4b\u8d37\u6b3e\u8ba1\u5212\u6240\u9020\u6210\u7684\u5f71\u54cd\u505a&#8230;<\/p>\n","protected":false},"author":21,"featured_media":166,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[54],"tags":[64],"class_list":["post-1691","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-cn","tag-mortgage-cn"],"_links":{"self":[{"href":"https:\/\/lindaqin.com\/zh-hans\/wp-json\/wp\/v2\/posts\/1691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lindaqin.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lindaqin.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lindaqin.com\/zh-hans\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/lindaqin.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=1691"}],"version-history":[{"count":0,"href":"https:\/\/lindaqin.com\/zh-hans\/wp-json\/wp\/v2\/posts\/1691\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lindaqin.com\/zh-hans\/wp-json\/wp\/v2\/media\/166"}],"wp:attachment":[{"href":"https:\/\/lindaqin.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=1691"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lindaqin.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=1691"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lindaqin.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=1691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}